An Insurance Broker is an experienced professional who will work on your behalf and find you the most appropriate cover to meet your insurance requirements. You will be offered insurance from many insurance companies including the Lloyds market and the insurance broker will recommend particular areas of cover using his specialist knowledge.
An Insurance Broker will use his specialist knowledge to assess your requirements before sourcing a number of quotations. He will negotiate with the insurance companies on your behalf, and is often able to offer a cheaper premium with improved cover and to also have access to special insurance schemes.
These benefits are coupled with expert advice and help with claims when needed.
Insurance Brokers are regulated by the FSA and are members of trade bodies such as BIBA and conform to their standards and practices. From January 14th 2005 all insurance brokers operating in the UK must be regulated and authorised by the Financial Services Authority.
Remember your insurance broker is an experienced insurance specialist and is qualified to make professional decisions about your insurance requirements.
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